AMPADVANCE.COM

Small Business Loans,
Spencer, MA.

Get Up To $350k, As Soon As Tomorrow. No Minimum Credit Score.

7,500+

Small Businesses Funded

375 Million+

In Funded Capital

A+

BBB Rating
Google 5 Star Rating

Equipment Loans & Financing

From kitchen equipment to box trucks, we provide Spencer, MA small business owners with a fast and effective means to finance any type of equipment that they may need.

SBA Loans

Loans guaranteed by the SBA range from small to large and can be used for most business purposes, including long-term fixed assets and operating capital.

Unsecured Business Loans

No collateral? No problem. While these types of loans are typically more difficult to qualify for, we work with many great lenders with great approval rates.

Merchant Cash Advance

Leverage your future sales in exchange for a lump sum of capital, today! A merchant cash advance is great for small businesses in Spencer, MA that need fast access to capital for new growth opportunities with little documentation required. Since MCA’s leverage your revenues, credit it not a driving factor to qualify making this option the easiest financing option to obtain.

Business Line of Credit

A small business line of credit can help a company get through short-term needs like unexpected expenses, purchase more inventory, or even payroll. Lines of credit are a fantastic way to borrow funds because the business owner can draw money out as needed and only pay costs on used funds.

Spencer, MA Small Business Funding

HOw It Works

Our process is simple & efficient.

Apply online with our 2-minute application.

See how much you qualify for in minutes (no impact on credit).

Our agent will contact you & review loan options.

We’ll review your application, reach out to you, and discuss your loan options.

Check your bank account.

After you’ve accepted an offer, the funds will be deposited by next business day in most cases.

Minimum
Requirements

We’ve made it easier than ever to qualify for small business funding.

  • Min. 6 Months in Business
  • Business Bank Account
  • Min. $100k in Annual Revenue
  • No Min. Credit Score

Spencer, Massachusetts is in Worcester County and has a total population of 11,928. The median age in Spencer is 46 and of those 52.50% are male and 47.50% are female. 53% of the population are married, 12.60% are divorced and 4.90% are widowed. Median rent is $890 and the median household income is $72,821.00, with an average family size of 3. If you're in Spencer, Massachusetts and looking for a small business loan or merchant cash advance, reach out to AmpAdvance.com today.

Median Rent
$890

Total Population
11,928

Time Zone
America/New_York

Median Age
46

Percentage Male
52.50%

Percentage Female
47.50%

Married
53%

Divorced
12.60%

Widowed
4.90%

Ave Family Size
3

Median Household Income
$72,821.00

Ave Home Value
$255,383.00

Pop. Density
140/sq. mile

School Dropout Rate
11.00%

College Graduates
19.40%

Employment Rate
69%

Unemployment Rate
4.90%

Poverty Rate
8.20%

Ave. Commute Time
33 Minutes

Veterans
8.50%

Let’s Build Something Together

See how much you’re pre-qualified for in just a few minutes.